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Peregrine22 Membership Terms & Conditions

Version 3.1 — Reviewed and updated for compliance with the laws of the United Arab Emirates

These Membership Terms & Conditions («Terms & Conditions») govern Membership of PEREGRINE 22 DIGITAL LIFESTYLE CLUB FZCO and participation in its Services, events, Website and Digital HUB. By applying for, accepting, paying for or using a Membership, the Member confirms that these Terms & Conditions have been read, understood and accepted. These Terms & Conditions are drafted in accordance with the applicable laws of the United Arab Emirates, including Federal Decree-Law No. 14 of 2023 on Trading by Modern Technological Means, Federal Law No. 15 of 2020 on Consumer Protection and its Executive Regulations (Cabinet Decision No. 66 of 2023), Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data and its Executive Regulations, and Federal Decree-Law No. 46 of 2021 on Electronic Transactions and Trust Services.

Definitions

Club. PEREGRINE 22 DIGITAL LIFESTYLE CLUB FZCO, a free zone company registered in Dubai, United Arab Emirates, under licence No. [insert licence number], with its registered office at Building A1, Dubai Silicon Oasis, Dubai, United Arab Emirates, Tax Registration Number (TRN) 105264473700001.

Member. an individual whose application for Membership has been approved by the Club and whose Membership remains valid.

Consumer. a Member who acquires Membership for personal purposes and not in the course of a trade or business, and who is protected by Federal Law No. 15 of 2020 on Consumer Protection and its Executive Regulations.

Membership. the contractual relationship between the Club and a Member, including the rights, benefits and obligations connected with the applicable Membership Level.

Membership Period. the agreed period for which a Membership is valid, unless renewed or terminated earlier under these Terms & Conditions.

Website. the official Peregrine22 website at www.peregrine22.com, including any replacement or successor website designated by the Club.

Digital HUB. the members-only digital platform operated by or on behalf of the Club and accessed through the Website or another authorised platform.

Services. the events, meetings, networking opportunities, C-TABLE sessions, concierge services, educational content, digital resources, introductions and other benefits offered by the Club.

Privacy Policy. the Club’s privacy policy published on the Website, which describes how the Club collects and processes personal data.

Applicable Law. the federal laws of the United Arab Emirates and the laws and regulations applicable in the Emirate of Dubai, including free zone regulations applicable to the Club, as amended from time to time.

Terms & Conditions. these Peregrine22 Membership Terms & Conditions, as amended from time to time.

Section 1 — Membership

1.1 Membership Eligibility

Membership is available exclusively to individuals who are at least eighteen (18) years of age, have full legal capacity to contract under Applicable Law, and are approved by the Club. It is intended for entrepreneurs, business owners, investors, executives and other professionals who share the values of integrity, professionalism, confidentiality and meaningful collaboration. Applicants may be admitted by invitation, referral or application. Admission remains at the discretion of the Club, which may accept or decline an application; the Club will not decline an application on any ground prohibited by Applicable Law.

1.2 Membership Status

Membership is personal, exclusive and non-transferable. It may not be assigned, shared, sold or used by another individual or organisation without the Club’s prior written consent. Each Member must keep their contact and Membership information accurate and current. The Club may request identity verification documents where reasonably required to comply with Applicable Law.

1.3 Membership Benefits

Membership provides access to the Services associated with the applicable Membership Level. Benefits may include access to the Digital HUB, invitations to business and lifestyle events, C-TABLE strategy sessions, educational content, concierge services and selected introductions to Members, partners or opportunities. Benefits may be amended, expanded, replaced or discontinued as the Club develops, provided that the Services retain substantially the character and value described at the time of purchase or renewal. A reasonable change to the Services does not create a right to cancel or receive a refund; a material reduction of the Services entitles the Member to the remedies available under Applicable Law.

1.4 Member Responsibilities

Members must act with professionalism, integrity, confidentiality and respect; comply with these Terms & Conditions and applicable Club policies; use the Website, Digital HUB and Services lawfully; and protect the reputation and legitimate interests of the Club and its Members. Members remain solely responsible for their own decisions, relationships, transactions and commercial activities.

1.5 Renewal

Membership is granted for the agreed Membership Period. Membership does not renew automatically unless automatic renewal has been expressly agreed at the time of purchase; where automatic renewal applies, the Club will notify the Member of the upcoming renewal and the applicable fee at least thirty (30) days before the renewal date, and the Member may opt out of renewal at any time before that date. Renewal is subject to payment of the applicable fee, continued compliance with these Terms & Conditions and, where applicable, continued approval by the Club.

1.6 Refusal, Suspension or Revocation

The Club may refuse, suspend or terminate Membership where permitted by these Terms & Conditions and Applicable Law. The Member will be informed of the decision and, where the decision is based on the Member’s conduct, of the essential reasons for it, but the Club is not required to disclose confidential information, internal deliberations or information concerning another Member.

Section 2 — Membership Fees and Payment

2.1 Fees and Taxes

Membership fees are determined by the Club and communicated clearly before acceptance or renewal. All prices displayed or communicated to Consumers include Value Added Tax (VAT) and any other applicable taxes, fees and charges, in accordance with Federal Decree-Law No. 8 of 2017 on VAT and its Executive Regulations. Where a fee is communicated to a business (non-Consumer) applicant as exclusive of VAT, this will be expressly stated. The Club will issue a valid tax invoice for each payment.

2.2 Payment Terms and Payment Security

Membership fees are payable in advance through the secure payment methods made available by the Club. Membership becomes active only after full payment has been received. Payments may be processed by licensed third-party payment service providers; the Club does not store full card details. The Member is responsible for bank charges and currency conversion costs applied by the Member’s own bank, unless the Club expressly agrees otherwise in writing.

2.3 Renewal Fees

Before the end of the Membership Period, the Club will communicate the applicable renewal fee and renewal conditions. The Club may revise its fees for future Membership Periods; revised fees apply only from the next renewal.

2.4 Upgrades and Changes

A Member may request an upgrade or change to another Membership Level. Any change is subject to availability, approval by the Club and payment of any additional fee. A downgrade during an active Membership Period is permitted only with the Club’s written approval.

2.5 Cancellation, Cooling-Off and Refunds

A Consumer may cancel a new Membership, without giving any reason, within fourteen (14) days of the date of purchase, provided that the Consumer has not yet accessed the Digital HUB, attended an event or otherwise made use of the Services. In that case, the Club will refund the Membership fee within fourteen (14) days of the cancellation request, using the original payment method where possible. By accessing the Digital HUB or using any Service within the cooling-off period, the Member expressly requests immediate performance and acknowledges that the right of cancellation is thereby lost, to the extent permitted by Applicable Law. Except as set out above, Membership fees are non-refundable unless the Club expressly agrees otherwise in writing or a refund is required by Applicable Law. Failure to attend events or to use Membership benefits does not create a right to a refund, credit, compensation or extension. Nothing in this clause limits or excludes any right of a Consumer under Federal Law No. 15 of 2020 on Consumer Protection or its Executive Regulations, which prevail over these Terms & Conditions in case of conflict.

2.6 Non-Payment

If any amount is not paid when due, the Club may, after notice to the Member and a reasonable opportunity to remedy, suspend access to events, the Website, the Digital HUB or other Services and may terminate Membership if the outstanding amount remains unpaid.

2.7 Chargebacks

If a Member initiates a chargeback or payment dispute that is subsequently determined to be unjustified, the Club may suspend the Membership until the position is resolved and may recover reasonable costs actually incurred in connection with the unjustified chargeback.

Section 3 — Code of Conduct

3.1 Professional Conduct

Members must behave professionally, respectfully and ethically during Club activities, events, communications and use of the Digital HUB. Harassment, intimidation, discrimination, offensive conduct, fraud, dishonesty or behaviour that may damage the Club’s reputation will not be tolerated. Members must also comply with the laws of the United Arab Emirates concerning public conduct, decency and online communications, including Federal Decree-Law No. 34 of 2021 on Combatting Rumours and Cybercrimes.

3.2 Confidentiality

Business discussions, strategic conversations, introductions, personal information and other non-public information shared through the Club must be treated as confidential unless the relevant person expressly agrees otherwise. This duty continues after Membership ends. Nothing in this clause prevents a disclosure required by law or a competent authority.

3.3 Business Relationships and Due Diligence

The Club encourages meaningful relationships but is not a party to transactions between Members. Each Member must perform independent due diligence and obtain their own professional advice before entering into a business relationship, investment, transaction or agreement.

3.4 No Unsolicited Selling

The Club may not be used primarily for unsolicited sales, mass marketing, aggressive business development or spam. Opportunities should arise through genuine relationships, mutual interest and professional dialogue. The Club may determine whether conduct is consistent with the purpose and values of the community.

3.5 Protection of Member Information

Member directories, contact details and other Member information may be used only for legitimate personal networking within the Club. A Member must not distribute such information, create external mailing lists, use it for unsolicited marketing or disclose it to a third party without permission. Any processing of another Member’s personal data must comply with Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data.

3.6 Recording and Photography

Private meetings, C-TABLE sessions and confidential discussions may not be photographed, recorded, transcribed by artificial intelligence tools, live streamed or otherwise captured without the prior consent of the Club and all relevant participants. Members are reminded that photographing or recording individuals without consent may constitute an offence under UAE law. Official media created by the Club at non-confidential events may be used for promotional purposes only where the Member has given prior consent, which may be withdrawn at any time with effect for future use.

3.7 Compliance and Breaches

Members must comply with applicable laws and regulations. A breach of this Section may result in a warning, exclusion from an event, restriction of Services, temporary suspension or termination of Membership, depending on the nature and seriousness of the conduct and applying a proportionate approach.

Section 4 — Events, Website and Digital HUB

4.1 Event Access

Participation in Club events is subject to availability, capacity, eligibility and prior registration where required. The Club may limit attendance, change the programme, refuse entry, relocate, postpone or cancel an event where reasonably necessary. Where an event for which a Member has paid a separate fee is cancelled by the Club and not rescheduled, the Member is entitled to a refund of that separate fee. Guests may attend only with prior approval and may be subject to separate fees or conditions.

4.2 Participation

Members and guests must follow reasonable instructions given by the Club, venue operators and event partners. The Club may remove any person whose behaviour is disruptive, unsafe, unlawful or inconsistent with the standards of the Club.

4.3 Digital Access

The Digital HUB is provided exclusively to Members and authorised users through the Website or another platform designated by the Club. Login credentials are personal and must not be shared. Members are responsible for activity carried out through their accounts and must promptly report suspected unauthorised access.

4.4 Acceptable Use

A Member must not use the Website or Digital HUB to distribute unlawful, misleading, defamatory, offensive or infringing content; upload malicious software; collect or misuse Member data; interfere with security or operation; or engage in conduct that may harm the Club or another user. Access may be suspended or restricted where misuse is reasonably suspected, and the Member will be informed where lawful and practicable.

4.5 Content and Intellectual Property

The Club’s name, logos, Website, Digital HUB, documents, recordings, presentations and other materials are owned by the Club or the relevant rights holder and are protected under Federal Decree-Law No. 38 of 2021 on Copyright and Federal Decree-Law No. 36 of 2021 on Trademarks. They may not be copied, reproduced, distributed, published, modified or commercially exploited without prior written permission. No licence is granted except the limited, non-exclusive, non-transferable right to use the Services for personal Membership purposes.

4.6 Availability of Services

The Club aims to provide reliable Services but does not guarantee uninterrupted availability. Events, digital access and other Services may be modified, suspended or discontinued for maintenance, operational reasons, security or legal requirements. Such interruption does not create a right to compensation or refund unless required by Applicable Law or unless it amounts to a material and prolonged failure to provide the Services paid for.

Section 5 — Data Protection and Privacy

5.1 Controller and Legal Framework

The Club is the controller of the personal data of Members, applicants and guests and processes such data in accordance with Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data (PDPL), its Executive Regulations and any other Applicable Law. Full details of the processing are set out in the Privacy Policy published on the Website, which forms part of the information provided to Members but does not override their statutory rights. Where a Member is located in the European Union, the processing of their personal data is also subject to Regulation (EU) 2016/679 (GDPR), as further described in the Privacy Policy.

5.2 Purposes of Processing

Personal data is processed to assess applications, administer Membership, provide the Services, process payments, operate the Digital HUB, communicate with Members, comply with legal obligations and, where the Member has consented or another lawful basis applies, send marketing communications.

5.3 Marketing Communications

Marketing and promotional communications will be sent only in accordance with Applicable Law. Every marketing communication will include a simple means of opting out, and a Member may opt out at any time without affecting their Membership.

5.4 Members’ Rights

Members have the rights granted by the PDPL, including the rights to access, correct and request deletion of their personal data, to object to or restrict certain processing, to withdraw consent, and to request data portability, subject to the conditions of the PDPL. Requests may be addressed to the Club using the contact details in these Terms & Conditions and will be handled within the timeframes required by Applicable Law.

5.5 Security, Transfers and Breach Notification

The Club applies appropriate technical and organisational measures to protect personal data. Where personal data is transferred outside the United Arab Emirates, the Club will ensure an adequate level of protection or another lawful transfer mechanism as required by the PDPL. Personal data breaches will be handled and, where required, notified to the UAE Data Office and affected Members in accordance with Applicable Law.

Section 6 — Disclaimer, Liability and Termination

6.1 Business Disclaimer

Introductions, referrals, recommendations, speakers, partners and opportunities presented through the Club are provided for networking and informational purposes only. They do not constitute an endorsement, warranty or guarantee. The Club does not provide legal, tax, accounting, financial, investment, immigration or other regulated professional advice.

6.2 Limitation of Liability

To the fullest extent permitted by Applicable Law, the Club is not liable for indirect, incidental, consequential, reputational or purely financial loss arising from Membership, events, the Website, the Digital HUB, introductions, transactions between Members or acts or omissions of Members, guests, speakers, partners or third parties. Where liability cannot lawfully be excluded, the Club’s total aggregate liability to a Member is limited to the Membership fee paid by that Member for the current Membership Period. Nothing in these Terms & Conditions excludes or limits the Club’s liability for death or personal injury caused by its negligence, for fraud or fraudulent misrepresentation, for gross negligence or wilful misconduct, or for any liability that cannot be excluded or limited under Applicable Law, including mandatory Consumer rights.

6.3 Termination

The Club may suspend or terminate Membership for non-payment, material breach of these Terms & Conditions, unlawful or unethical conduct, misuse of Services, risk to the Club or its Members, or conduct that may seriously damage the Club’s reputation. Except in cases of serious breach, the Club will give the Member notice and a reasonable opportunity to remedy the breach before termination. On termination, access to Services ends. Fees already paid remain non-refundable except as provided in clause 2.5 or as required by Applicable Law. Clauses concerning confidentiality, data protection, liability, intellectual property and governing law survive termination.

Section 7 — General Provisions

7.1 Amendments

The Club may amend these Terms & Conditions from time to time to reflect legal, regulatory, operational or service developments. Material changes will be communicated through the Website, Digital HUB, email or another official channel at least thirty (30) days before they take effect. If a material change adversely affects the Member, the Member may terminate the Membership before the change takes effect and receive a pro-rata refund of prepaid fees for the unexpired part of the Membership Period. Continued use of Membership after the effective date of a change constitutes acceptance.

7.2 Electronic Contracting

In accordance with Federal Decree-Law No. 46 of 2021 on Electronic Transactions and Trust Services, electronic acceptance, online applications, checkbox acceptance and digital signatures have the same legal effect as a handwritten signature. The Member consents to receiving contractual communications, invoices and notices electronically.

7.3 Notices and Contact; Complaints

Notices to the Club must be sent to the contact details set out below. Notices to the Member will be sent to the email address registered in the Member’s account. The Club maintains a customer service and complaints channel at [customer service email address]; complaints will be acknowledged and answered within a reasonable period. If a Member is not satisfied with the outcome, a Consumer may refer the matter to the competent consumer protection authorities in the United Arab Emirates, including the Ministry of Economy and the Dubai Department of Economy and Tourism.

7.4 Force Majeure

The Club is not liable for any failure or delay in performing its obligations caused by events beyond its reasonable control, including natural disasters, epidemics, government actions, war, civil unrest, strikes, failures of utilities or telecommunications networks, or acts of third parties. Where a force majeure event materially prevents the provision of the Services for a prolonged period, either party may terminate the Membership and the Club will refund the pro-rata part of prepaid fees corresponding to Services not provided, unless otherwise required by Applicable Law.

7.5 Assignment

The Member may not assign or transfer the Membership or any rights under these Terms & Conditions. The Club may assign these Terms & Conditions to a successor entity in the context of a corporate reorganisation, provided the Member’s rights are not adversely affected.

7.6 No Waiver

A failure or delay by either party in exercising a right under these Terms & Conditions does not constitute a waiver of that right.

7.7 Severability and Entire Agreement

If any provision is held invalid or unenforceable, the remaining provisions remain in effect, and the invalid provision will be replaced by a valid provision that most closely reflects its intent. These Terms & Conditions, together with any written Membership offer, invoice, application, the Privacy Policy and any separate agreement issued by the Club, form the entire agreement concerning Membership and replace prior discussions or representations on the same subject. Nothing in these Terms & Conditions limits mandatory rights of Consumers under Applicable Law.

7.8 Language

These Terms & Conditions are made available in English and, where required by Applicable Law, in Arabic. In case of discrepancy, the Arabic version prevails to the extent required by Applicable Law.

7.9 Governing Law and Jurisdiction

These Terms & Conditions are governed by the federal laws of the United Arab Emirates as applicable in the Emirate of Dubai. Any dispute arising from or relating to Membership or these Terms & Conditions is subject to the jurisdiction of the competent courts of Dubai. Nothing in this clause prevents a Consumer from bringing a complaint before the competent consumer protection authorities, and no Member is required to submit to arbitration any dispute where a pre-dispute arbitration agreement is not permitted under Applicable Law, including digital contracts with a value below AED 50,000 under Federal Decree-Law No. 14 of 2023.

Contact Details

PEREGRINE 22 DIGITAL LIFESTYLE CLUB FZCO

Building A1, Dubai Silicon Oasis, Dubai, United Arab Emirates

Licence No.: [insert licence number]

Website: www.peregrine22.com

Customer service / complaints: [insert email] · [insert phone]

TRN: 105264473700001

©2026 Peregrine 22 Digital Lifestyle Club

Dubai Silicon Oasis FZCO

©2026 Peregrine 22 Digital Lifestyle Club

Dubai Silicon Oasis FZCO

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